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  • Friday, December 09, 2005

     

    New Year's Surprise just for Bob




    From:  NewYearsParty <agoodtime@eval-romance.com>
    Subject:  New Year's Surprise just for Bob
    Date:  Fri, 9 Dec 2005 19:29:06 CST

    Dear  Friends, If you cannot view the images in this message, enable images or visit here to see this newsletter.





    E poi, diciamo la verita', quanti sono gli italiani, in Italia come
    all'estero, che conoscono l'italiano ma non si interessano di
    politica e tanto meno del cosiddetto "teatrino" della stessa?
    Non sara' che l'ostacolo alla partecipazione non e' la lingua ma il
    disinteresse suscitato da un certo modo di "fare politica"?
    Tonio 2005-12-08 13:08 Il bonus pensioni, pro e contro
    Sono al bivio: arrivare ai 40 col bonus o senza? Vedo che non se ne
    parla sul Forum e i pareri da me raccolti si equivalgono. Propenderei
    per il no. Mi aiutate?
    Tonio 2005-12-08 13:08 Il bonus pensioni, pro e contro Ne abbiamo
    parlato qualche mese fa. restano validi i suggerimenti dati allora.
    Eccoli:
    La scelta � di carattere squisitamente personale. A qualcuno, ad
    esempio, pu� far comodo l'aumento dello stipendio netto che si
    ottiene grazie al bonus pensionistico (il 33% dello stipendio). A
    qualcun altro pu� far piacere poter contare su una pensione un po'
    pi� ricca e quindi continuare a lavorare con il normale accredito dei
    contributi. La scelta del bonus, infatti, fa sterilizzare la pensione
    che verr� erogata in base all'importo maturato fino a quel momento
    pi� gli scatti di scala mobile intervenuti successivamente e fino al
    momento dell'effettivo pensionamento.
    In linea di massima si pu� dire che, se lo stipendio annuo lordo
    supera i 37.000 euro, il bonus � pi� conveniente e la convenienza
    cresce all'aumentare del reddito. Questo per effetto dell'Ire che �
    una imposta progressiva e per il fatto che oltre i 37.884 euro di
    stipendio le aliquote di calcolo della pensione sono decrescenti. In
    altre parole un anno di lavoro non vale pi� il 2%, ma sempre meno al
    salire del reddito, fino a scendere allo 0,9%.
    L'effetto dell'Ire non va sottovalutato. Con una retribuzione lorda
    annua di 24.000 euro, il bonus porta a un aumento mensile di circa
    600 euro netti, il 45% in pi� dello stipendio. A 35.000 euro
    l'incremento mensile � di circa 815 euro, pi� 48%. Il dirigente con
    una retribuzione lorda di 59.000 euro ne guadagna 1.378 in pi� al
    mese con un incremento del 53%. Il manager con 80.000 euro di
    retribuzione lorda annua vede crescere la sua busta paga di quasi
    1.900 euro netti al mese, che corrispondono a un incremento di quasi
    il 55%.
    Umberto Martinengo, e-mail: umberto@coasit.com.au
    Non se n'abbia a male, caro Martinengo, ma le obiezioni sarebbero
    cos� tante che rinuncio ad affrontare tutti i punti della sua
    lettera. Lei mescola argomenti diversi e ne trae conclusioni curiose.
    Ripeto: conoscere un poco la lingua italiana sarebbe doveroso, per
    chi
    vuole la cittadinanza. Dimostrerebbe interesse per l'Italia e
    aiuterebbe a capire per chi/per cosa si vota. Il resto - mi perdoni -
    sono chiacchiere. Se vuole continuare la discussione, caro
    Martinengo,
    risponda a questa domanda: � vero o non � vero che moltissimi nel
    mondo chiedono il passaporto italiano solo per convenienza, e non
    hanno alcun interesse per l'Italia? Chieda un po' nei nostri
    consolati, e vedr� cosa le dicono.
    Lo diceva anche Massimo D'Alema, giorni fa (mi fa una certa
    impressione trovarmi d'accordo con lui: ma tant'�). Perch� la moglie
    del presidente brasiliano Lula deve avere il passaporto italiano e un
    "foglietto in italiano che non aveva neppure ben capito" (il
    certificato elettorale!)? Solo perch� la bisnonna aveva sposato un
    italiano? Non sarebbe meglio premiare gli uomini e le donne che, da
    molti anni, vivono, lavorano e pagano le tasse in Italia, e si sono
    sempre comportati bene?
    Paggetti
    gioved�, 08 dicembre 2005
    ...chi porter� con me?
    In quanti, da duemila e pi� di mille e mille e mille ancora di anni
    fa, mi hanno portato qui?
    Dal paradiso terrestre, diciamo?
    Io non voglio portare nessuno negli anni tremila.
    Non trovo niente di interessante tranne la comunicazione che valga la
    pena non mollare.
    Ancora guerre. Ancora morti di fame. Ancora fuggiaschi. Ancora esuli.
    Ancora povert�.
    Ancora ricchezza.
    Tutti i figli che avrei voluto e non ho potuto avere non se ne
    pentiranno, quelli che non mi hanno voluto padre non ce l'avrebbero
    fatta. Dan McGillis - #6 - Defense - 6'2" - 230lbs
    News: Dan McGillis was a healthy scratch against the Red Wings last
    night.
    Impact: It was the second straight game the Devils' defenseman was
    forced to sit in the press box. With Sean Brown playing so well,
    coach Larry Robinson has been forced to rotate his blueliners in and
    out of the lineup. Expect this practice to continue. (Thu. Dec 8,
    2005)
    Scott Clemmensen - #40 - Goaltender - 6'3" - 205lbs
    News: Scott Clemmensen will likely start in goal for the Devils this
    evening against the Red Wings.
    Impact: The New Jersey backup hasn't played in a month and we are not
    sure that a date with Detroit is the best spot for him to return to
    action. We would advise you not to activate Clemmensen for this
    evening's contest. (Wed. Dec 7, 2005)
    Viktor Kozlov - #22 - Center - 6'5" - 233lbs
    News: Viktor Kozov scored the shootout winning goal as New Jersey
    downed Minnesota 3-2 this afternoon.
    Impact: Kozlov also had the tying goal for New Jersey, with Jay
    Pandolfo adding the other Devils' marker. Brian Rolston and Andrei
    Zyuzin replied for Minnesota. Kozlov's goal gives him 7 points in his
    last 5 games, so he should be in your active lineup while he continues
    to play well. (Sun. Dec 4, 2005)
    Schedule - December 2005
    Sun Mon Tue Wed Thu Fri Sat
    1 2 3
    MIN W3-2 4 5 6 @ DET L5-2 7 CAL L4-1 8 9 COL 7:30 10 11 @ CLS
    5:00 12 13 EDM 7:30 14 15 ATL 7:30 16 17 @ CAR 7:00 18 19 20 @
    NYR 7:00 21 @ NYI 7:30 22 23 ATL 7:30 24 25 26 @ TOR 7:30 27 28
    WAS 7:30 29 @ PIT 7:30 30 31 TOR
    7:00 Home All Times ET Complete Schedule | Check Local
    Listings on FSN
    Atlantic Division Standings
    Team W L OTL Pts Pct
    N.Y. Rangers 19 8 4 42 .677
    Philadelphia 16 7 4 36 .667
    N.Y. Islanders 14 12 2 30 .536
    New Jersey 13 12 2 28 .519
    Pittsburgh 7 15 6 20 .357
    Complete Standings
    TEAM LEADERS
    Points Brian Gionta 29
    Goals Brian Gionta 16
    Assists Scott Gomez 14
    +/- Viktor Kozlov +2
    PIM Jamie Langenbrunner 34
    Wins Martin Brodeur 11
    GAA Martin Brodeur 3.11
    SV% Martin Brodeur .892
    League Ranks
    NJ Conf Rank NHL Rank
    Goals 82 11 19
    Goals Allowed 89 6 17
    Shots per game 29.6 10 16
    Shots allowed per game 29.5 7 17
    Power play % 18.0 9 14
    Penalty kill % 83.1 11 21
    Complete Team Stats
    Depth Chart
    Position First Team
    C Viktor Kozlov
    LW Jay Pandolfo
    RW Brian Gionta
    D Colin White
    D Brian Rafalski
    G Martin Brodeur
    Full Depth Chart
    Transactions
    12/1 Barry Tallackson (RW) Sent to minors Albany-AHL
    11/25 Brad Ference (D) Sent to minors Albany-AHL
    11/25 Brad Ference (D) Traded for P. Rheaume, R. Schultz, & S.
    Spencer
    11/17 Tuomas Pihlman (LW) Called up from minors from Albany-AHL
    11/12 Cam Janssen (RW) Sent to minors Albany - AHL
    Hello all, I am by no means an electrician, but I do have a question.
    I am in the process of looking to buy a house, and my realitor had
    said that once we find a house I like, to get a 15 Point Safety
    Inspection. I called the electrical company that she suggested, but
    they really didn't explain what all was done. My question is this.
    1. What would ALL be tested in this inspection (as much detail as
    possible please, remember I am not an electrician)For all of you
    electrical contractors, if I were to have called about this, what
    would your list include?
    2. Is this really needed in buying a newer home, meaning, is this
    just a marketing thing with the realitor and electrical company?
    3. If I do decide to have this inspection, what would be a reasonable
    price to pay (Seattle Washington area)
    I could see if I was buying an older home, but don't want to be taken
    advantage of.
    Thank you to all that take the time to reply
    Jason
    [This message has been edited by Jason_H (edited 12-06-2005).]
    IP: Logged
    JoeTestingEngr
    Member posted 12-06-2005 06:37 PM
    --------------------------------------------------------------------------------
    Jason, You said that you talked to your realitor. Have you asked your
    proposed lending institution or insurer for recommendations? You
    would
    be penny wise and dollar foolish to not have one done.
    Joe
    IP: Logged
    LK
    Moderator posted 12-06-2005 06:58 PM
    --------------------------------------------------------------------------------
    There are Home Inspection Services that check all the conditions of a
    home, if they find a problem in any area of construction, they will
    recommend you contact someone in that field to investigate the
    problem.
    Here is a site that may help you locate a Home Inspector,
    http://www.findaninspector.us/
    15 Point Safety Inspection, sounds like something for your car, not
    your electrical system. Call the electrician in if a problem is
    uncovered in the Home Inspection.
    [This message has been edited by LK (edited 12-06-2005).]
    --------------------------------------------------------------------------------
    We'd like to get a thread going with some pictures of Holiday
    Lighting that we run across.
    I know we all see some real nice displays this time of year.
    Text with how they were done, or any special "twists" would also be
    welcome.
    How about it? What better place than ECN for a collection like this?
    Please email any to me at
    electure@sbcglobal.net
    and I'll put them up, or you can send them to
    webmaster@electrical-contractor.net
    --------------------------------------------------------------------------------
    Just to add maybe a little to lamplighters comments, I am changing a
    service tommorrow on a house that was suppose to have had a
    homeowner's inspection 5 years ago, but whoever did the inspection,
    failed to note to the buyer, that the service riser wires were frayed
    and in bad shape (outside insulation pratically gone). Now they're
    having the whole service changed, Outside meter etc. and subpanel on
    inside. Something like this I think should have been noted to the
    homeowner. The possibility of loosing the neutral on the riser could
    cause major damage to their appliances etc. within the house. I've
    had at least 2 calls in probably the last year, where the homeowner
    has lost appliances because of this. Hope this helps and adds to the
    other suggestions already given....Steve
    [This message has been edited by sparkync (edited 12-07-2005).]
    IP: Logged
    LK
    Moderator posted 12-07-2005 11:12 PM
    --------------------------------------------------------------------------------
    sparkync,
    We do a large amount of inspection repairs, and when you find a
    problem, and they say they had an inspection 5 years ago, ask for
    their inspection report, most of the time, they either had no
    inspection done, or they had the inspection, and decided to let the
    problem wait, they act supprised, and say the home inspector never
    found that.
    gfretwell
    Member posted 12-08-2005 12:05 AM
    --------------------------------------------------------------------------------
    The job of a home inspector is to point out issues that may be
    important to the buyer. Whether they were legal or not when the house
    was built isn't important. The seller always has the option of saying
    the house is sold as is and let the buyer decide if they want to buy
    another one.
    A great example would be a house that only has a 60a service. it is
    very possible that this is the way houses were built in the 40s or
    50s but that is not reasonable today.
    e-mail address or wireless phone number
    password
    submit
    Forgot your password?
    Equipment and System Components
    What are PV cells, modules, and arrays?
    Cell:
    The basic unit of a PV system is the cell. First a silicon crystal is
    grown into a bar shape called an ingot. This is then cut into thin
    slices and electrodes are attached to create the cells.
    Module:
    A module is a package in which a set of cells are arranged in rows
    and covered with sturdy glass so that they can be mounted on a roof.
    Array:
    An array consists of multiple modules (panels) arranged either in
    series or in parallel and mounted on a frame.
    What is conversion efficiency?
    The conversion efficiency expresses the percentage of light energy
    from the sun that is actually converted into electricity.
    The following formula can be used to calculate the conversion
    efficiency of a PV module.*
    * Calculation using exterior dimensions with protrusions omitted.
    Equipment and Installation
    What is the ideal roof gradient?
    The ideal PV panel angle from the standpoint of volume of
    electricity generated is 30 degrees in Japan. Though there are
    regional variations when installation and maintenance are taken into
    account, there should be no problem if the roof gradient is between
    20 and 40 degrees. This amount of variation from the ideal will only
    result in a difference of about 2% in the amount of electricity
    produced.
    Are only roofs with a southern exposure suitable for installation of
    PV arrays?
    Which direction does your roof face? The amount of electricity
    produced differs depending on the orientation of the roof. Make sure
    to confirm the orientation of your roof before installing PV panels.
    Note that it is also possible to combine panels oriented east and
    west, for example, in the same system.
    Here's a link with more info about how to do animated displays like
    the house in the video:
    http://computerchristmas.com/index.phtml
    Care and Maintenance
    What is the durability and service life of a typical system?
    Service life: Typically, PV modules have a service life exceeding 20
    years. The other equipment used in the system employs parts with a
    design service life of about 10 years.
    gj�r. I f�lge dette link skal den gj�re i mellom 13 og 9 C
    Min erfaring(som er liten) med lagergj�r er at den er lagsommere enn
    ale
    gj�r. Mine lager brygg tar det dobbelt av hva jeg bruker p� en ale.
    Jeg ville ikke sette den tilbake til 24C, fordi den kan gi noen
    andre
    smakstoffer enn det du vil ha i din pilsner.
    Sjekke din gravity etter en uke, med tre dagers mellomrum. Er
    gravityen
    fallende skal den bli v�rende der den er. Hvis ikke, kan du omstikke
    den, gymnastchick26@hotmail.com selv om det er flere som ikke synes
    det er n�dvending.
    Lykke til med bryggingen og la oss h�re hvordan det g�r.
    Mh Pl /2880
    PS. Det er ingen stavefeil, det st�r bare p� norsk
    ----- Original Message -----
    From: "Get Andn"






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